www.dsgfinance.co.uk
DSG Homefinance Ltd
Call: 01843 292935
u House Purchase
u Remortgages
u Buy to Let Mortgage
u Commercial Mortgage
u Adverse Credit Mortgage
u Up to 125% Mortgage
u First Time Buyer Mortgage
u Self Cert Mortgage
u Self Build Mortgage
u Mortage Calculator
u Protection
u Conveyancing
u Making a Will
u Case Tracking
u Remortgages
u Buy to Let Mortgage
u Commercial Mortgage
u Adverse Credit Mortgage
u Up to 125% Mortgage
u First Time Buyer Mortgage
u Self Cert Mortgage
u Self Build Mortgage
u Mortage Calculator
u Protection
u Conveyancing
u Making a Will
u Case Tracking
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Buy To Let
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DSG
If you are looking to buy a residential property as an investment, DSG Homefinance Ltd will endeavour to find the most suitable product for you from the market place.
Buy to let allows you to finance the purchase of a property solely to be let.
Buy to let offers you an opportunity to invest money with the potential of a good return for your future.
Buy to let allows you to finance the purchase of a property solely to be let.
Buy to let offers you an opportunity to invest money with the potential of a good return for your future.
The affordability of a buy to let mortgage is normally calculated using a rental assessment, whereby the estimated monthly rental yield is expected to cover the mortgage payments by a percentage, usually 125% - 130%.
We also have access to lenders who do not use the above calculation but base their lending on affordability, this is especially useful where the rental yield is low.
Some lenders will expect applicants to prove a minimum earned income, often either £15,000 or £20,000, despite still working the affordability of the mortgage on the rental assessment alone.
Other lenders will expect applicants to self certify their income, but will not require physical proof. These lenders may work on the full affordability based on the self certification of income rather than the rental assessment.
We also have access to lenders who do not use the above calculation but base their lending on affordability, this is especially useful where the rental yield is low.
Some lenders will expect applicants to prove a minimum earned income, often either £15,000 or £20,000, despite still working the affordability of the mortgage on the rental assessment alone.
Other lenders will expect applicants to self certify their income, but will not require physical proof. These lenders may work on the full affordability based on the self certification of income rather than the rental assessment.
The overall cost for comparison is 7.8% APR. APR variable and based on a usual case. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
DSG Homefinance Ltd is an appointed representative of Genesis Home Loans PLC which is authorized and regulated by the Financial Services Authority. Not all forms of mortgage are regulated by the FSA.
Genesis Home Loans Plc can be found on the FSA website register under reference 305920.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
DSG Homefinance Ltd is a company registered in England and Wales number 4678744
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4