www.dsgfinance.co.uk
DSG Homefinance Ltd
Call: 01843 292935
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u Conveyancing
u Making a Will
u Case Tracking
u Remortgages
u Buy to Let Mortgage
u Commercial Mortgage
u Adverse Credit Mortgage
u Up to 125% Mortgage
u First Time Buyer Mortgage
u Self Cert Mortgage
u Self Build Mortgage
u Mortage Calculator
u Protection
u Conveyancing
u Making a Will
u Case Tracking
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Self Cert
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DSG
Self Certification (also known as Self Certified) mortgages are ideal for applicants whose income is not easily verifiable.
Self Certification mortgages were designed for self employed or non salaried individuals to reflect the fact that there income is often difficult to prove.
Self Certification mortgages were designed for self employed or non salaried individuals to reflect the fact that there income is often difficult to prove.
A Self Cert mortgage would be beneficial if:
- You lack three full years trading accounts
- You have accounts but your income has been minimized for tax purposes
- You are a contract or seasonal worker
- Your current earnings are significantly greater than your accounts can prove
- You have irregular income in the form of commission or bonuses
- You have multiple jobs
With a Self Cert mortgage you do not have to provide accounts, pay slips or other proof of income, instead you certify that you have sufficient income to service the repayments. In some cases the lender may ask for an accountant's letter to confirm your ability to meet the monthly payments.
You could qualify for up to 90% of the purchase price.
Even if you have adverse credit or previous arrears we have access to lenders who can help.
You could qualify for up to 90% of the purchase price.
Even if you have adverse credit or previous arrears we have access to lenders who can help.
The overall cost for comparison is 7.8% APR. APR variable and based on a usual case. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
DSG Homefinance Ltd is an appointed representative of Genesis Home Loans PLC which is authorized and regulated by the Financial Services Authority. Not all forms of mortgage are regulated by the FSA.
Genesis Home Loans Plc can be found on the FSA website register under reference 305920.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
DSG Homefinance Ltd is a company registered in England and Wales number 4678744
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4