www.dsgfinance.co.uk
DSG Homefinance Ltd
Call: 01843 292935
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u Up to 125% Mortgage
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u Mortage Calculator
u Protection
u Conveyancing
u Making a Will
u Case Tracking
u Remortgages
u Buy to Let Mortgage
u Commercial Mortgage
u Adverse Credit Mortgage
u Up to 125% Mortgage
u First Time Buyer Mortgage
u Self Cert Mortgage
u Self Build Mortgage
u Mortage Calculator
u Protection
u Conveyancing
u Making a Will
u Case Tracking
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Up To 125% Mortgages
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A 125% mortgage is a loan whereby you can borrow up to 125% of the property value, subject to the lenders underwriting and criteria.
This is available to First Time Buyers, Home Movers or someone wishing to release equity in their home by remortgaging, without moving.
This is available to First Time Buyers, Home Movers or someone wishing to release equity in their home by remortgaging, without moving.
DSG
Click now to enquire online or call 01843 292935 to see how we can help you.
The lender covers the full 100% value of the property plus lends an extra 25% of the properties value on top. The additional 25% loan above the property value may be used for a variety of purposes, such as home improvements, furniture, consolidate debts, stamp duty or to pay the solicitor.
125% mortgages are made up of a maximum of 95% secured against the property and up to 30% as an unsecured loan but with the same mortgage interest rate applied across both parts.
125% mortgages are made up of a maximum of 95% secured against the property and up to 30% as an unsecured loan but with the same mortgage interest rate applied across both parts.
When taking a 125% mortgage you must be aware that you are instantly encountering a negative equity situation because you are borrowing more on the mortgage than the property value, however if property prices increase you will then have equity in the property.
The overall cost for comparison is 7.8% APR. APR variable and based on a usual case. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
There will be a fee charged when we successfully arrange a mortgage. The amount will depend on the complexity of your requirements and your personal circumstances, typically the fee charged will be up to 1% of the mortgage advance, minimum fee £399.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
DSG Homefinance Ltd is an appointed representative of Genesis Home Loans PLC which is authorized and regulated by the Financial Services Authority. Not all forms of mortgage are regulated by the FSA.
Genesis Home Loans Plc can be found on the FSA website register under reference 305920.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
DSG Homefinance Ltd is a company registered in England and Wales number 4678744
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4
Its registered address is 7 The Broadway, Broadstairs, Kent CT10 2AD
Data Protection Registration Number: Z6219209
CCL Number 535511/4